Calculate your project's financing split via CNAC (unemployed aged 30–55): personal contribution + CNAC interest-free loan + bank loan.
This tool computes the financing split for your project under CNAC (National Unemployment Insurance Fund) for unemployed promoters aged 30 to 55: personal contribution + CNAC interest-free loan + 70% subsidised bank loan. Ceiling 10 million DZD. The rates vary by project amount.
Your project's total cost (DZD, up to 10 million)
Your personal contribution
—
Your personal contribution: 40,000 DA
hsabet.comSaved you a manual calculation? Share it with someone who needs it.
Employment news, recruitment competitions, and labor market updates on SFN Emploi.
Enter your project's total cost (up to 10 million DZD)
The tier is set automatically by the amount (≤5M or above)
We split the cost: personal contribution + CNAC loan + bank loan per the tier
Source: National Unemployment Insurance Fund (CNAC) – Ministry of Finance, CNAC scheme.
Data last reviewed: 2026-07-22
Hsabet is not affiliated with any of these official organizations – cited for reference only.
Calculate your project's financing split via NESDA: personal contribution, NESDA interest-free loan, bank loan.
NESDACalculate your micro-activity's financing split via ANGEM: personal contribution + ANGEM interest-free loan + bank loan.
ANGEMCalculate the IFU lump-sum tax (unified 0.5%) on your annual turnover.
DGICompute the monthly instalment, profit margin and total cost of a Mourabaha Islamic financing by bank.
Banque d'Algérie
™
CNAC