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Project financing

NESDA financing calculator

Calculate your project's financing split via NESDA: personal contribution, NESDA interest-free loan, bank loan.

Per official rate schedules · 2026

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DA

Your project's total cost (DZD, up to 10 million)

Your personal contribution

200,000DA

Your personal contribution: 200,000 DA
Your personal contribution5%
NESDA interest-free loan25%
Bank loan (0% interest)70%
Your personal contribution200,000DA
NESDA interest-free loan1,000,000DA
Bank loan (0% interest)2,800,000DA
Deferral (months)18
Estimated monthly payment23,333DA
NESDA ceiling (10M DZD)10,000,000 DA
Share of ceiling used100.0%
NESDA interest-free loan1,000,000DA
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How it works

  1. Enter your project's total cost (up to 10 million DZD)

  2. Pick the formula by your profile and region

  3. We split the cost: personal contribution + NESDA loan + bank loan per the formula's rates

  4. We estimate the (interest-free) bank loan's monthly payment after the deferral

Source: National Agency for the Support and Development of Entrepreneurship (NESDA) — nesda.dz/Home/Financement.

Hsabet is not affiliated with any of these official organizations – cited for reference only.

Frequently asked questions

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