Calculate your project's financing split via NESDA: personal contribution, NESDA interest-free loan, bank loan.
This tool computes the financing split for your project under NESDA (formerly ANSEJ): personal contribution + NESDA interest-free loan (PNR) + a 70% bank loan whose interest is 100%-subsidised (0% to the promoter). Ceiling 10 million DZD.
Your project's total cost (DZD, up to 10 million)
Your personal contribution
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Your personal contribution: 200,000 DA
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Enter your project's total cost (up to 10 million DZD)
Pick the formula by your profile and region
We split the cost: personal contribution + NESDA loan + bank loan per the formula's rates
We estimate the (interest-free) bank loan's monthly payment after the deferral
Source: National Agency for the Support and Development of Entrepreneurship (NESDA) – nesda.dz/Home/Financement.
Data last reviewed: 2026-07-22
Hsabet is not affiliated with any of these official organizations – cited for reference only.
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Banque d'Algérie
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NESDA