Moudaraba Investment Account Simulator

This tool simulates a Moudaraba investment account, the halal alternative to an interest savings account: you provide the capital (rab al-mal) and the bank invests it (mudarib), then the realised profit is shared per an agreed ratio. Interest-free (no riba): the return is a share of real profit, expected and NOT guaranteed; the capital itself is not guaranteed and a loss is borne by the capital provider.

Enter the capital, monthly deposit, term, expected annual return and your profit share. The result is an estimate, not a guaranteed return.